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cthulhu,
One more comment on what SS was never meant to be:
It was never intended to be The Retirement Plan for working Americans. It was never intended to result in a payroll tax that is at a higher rate than the original income tax. (The original income tax was only supposed to be assessed on The Rich).
As the old joke goes: "I was all for taxing the rich until I realized they were talking about me."
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