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Property.
As far off as your retirement seems, this fact makes the property an even better choice.
Drive a beater now and laugh as your friends drive beaters when you are 50 while you retire early.
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"Of all tyrannies, a tyranny exercised for the good of its victims may be the most oppressive. It may be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end, for they do so with the approval of their own conscience." – C. S. Lewis
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