I wouldn't use a credit card ever again. We got rid of ours a year ago. We've not run into a situation where a debit card wouldn't do the trick or for internet stuff - pay pal works great too.
If I traveled much I would probably get an American Express where I would pay off the balance every month.
Also check this out
http://www.consumerreports.org/main/...=1086465093515
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma.
