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yakimushi · 05-29-2004, 02:16 PM

A little background: I'm 23 and I've never had a credit card. I recognize this as a good thing except that I just tried to get a wireless phone from Verizon and was denied. Not due to bad credit, but not having credit at all.

So my question, what is the best and fastest way to build a decent credit record? I don't want to use the damn card (I hate spending money I don't have) because I'm deathly worried about racking up huge bills I can't pay.

Any suggestions would be greatly appreciated. Thanks!

05-29-2004, 02:16 PM	#1 (permalink)
yakimushi Addict	Best way to build good credit? A little background: I'm 23 and I've never had a credit card. I recognize this as a good thing except that I just tried to get a wireless phone from Verizon and was denied. Not due to bad credit, but not having credit at all. So my question, what is the best and fastest way to build a decent credit record? I don't want to use the damn card (I hate spending money I don't have) because I'm deathly worried about racking up huge bills I can't pay. Any suggestions would be greatly appreciated. Thanks!