Use a clip that hinges. They are so much easier to deal with.
I am also the fold-in-one-bunch kind of guy. It really takes no more time than placing your cash into your pocket, that is if you do it in any semblance of order.
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The sad thing is... as you get older you come to realize that you don't so much pilot your life, as you just try to hold on, in a screaming, defiant ball of white-knuckle anxious fury
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