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I totally believe in this, but I don't believe in fate. I believe like saying talking to that credit person at that time started the series of choices he would make to becoming the mortgage broker, not that his fate was set as being a mortgage broker after that first meeting.
It's like this one time my dad was about to go to the bank, but I couldn't find something, so I asked him where it was. He took the extra 5 minutes to go get it for me, and when he got to the bank, it was closed because someone had just robbed it. Had he not taken the time to help me, he would have been there.
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