We've been there. Even to the point of hubby having a commission only job with a shitty company. We had a newborn at home at the time too.
Take ANY job you can get. It will help you get a better job and it will start the cash flow. Consider it a step in the right direction and don't consider it the end of you're job search. If you're working in a factory or for McDonalds you could work the early morning shift (employers seem to have more trouble getting people to work the early morning shifts and it should be easy to get that shift) and be off by 3:00 or so in the afternoon which would still leave you time for job searches and interviews. It gets the money coming and you can give a portion of your payments to several creditors - Good faith money so to speak. If you accompany it with a letter explaining your job situation they will probably be much more patient with you. It doesn't matter if McDonalds isn't enough for rent. It's still money. The longer you go without a job the more money you're going to need and the longer it will take to get out of this hole. Take ANY job you can get. Then get a better job. I've done it. Actually took a job waitressing at a truck stop and within a week had a much better one lined up which ended up with me working as an assistant for the VP of a fiarly large company - talk about a step up. I had been looking for quite a while too. But getting the burger flippin job was all I needed to get me the better job.
Also maleficent mentioned cutting expenses. When we got in that situation we of course still needed a phone for calls from potential employers but we dropped all extras. We got rid of the caller id, call waiting, etc and brought our monthly bill down to $17 or less if I recall.
It sucks. It will take lots of work. It will take time (hardest part to take I think). You will get through this. Hugs.
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma.
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