Quote:
Originally posted by kutulu
Sorry but you're wrong about that. At my work there are less than 20 people on the plan. A few years back one of my coworkers had a lot of work done on him and everyone's rates went up
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It depends on your insurance and who you have. Some places have crappy policies like that where if you actually use what you pay for, then they try to up your rates (which begs the question: what are you paying for?), some don't. I also happen to have supplemental insurance (AFLAC) where they PAY YOU if something happens. If I break my arm, I get $250 for simply getting a cast, $150 for the ER visit, $75 for a physical, $60 for eye/dental vists, etc...
So, in *my* case (and most other people I know w/ insurance), no, it won't go up. We only have 15 people or so on our insurance, and I went to the docts quite a lot last year.
I went to pretty much every specialized doc you can think of to get a more detailed check up to make sure things are working okay. For example, had 4 cardiologist visits where they did multiple tests each time just because I wanted to know how good/strong my heart was. I only had to pay $10 each visit, but man, I saw those bills. Upwards of $500 per visit.