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Originally posted by Stompy
You could go to the docs till you're blue in the face and they won't raise the individual rates like the other two types of insurance do.
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Sorry but you're wrong about that. At my work there are less than 20 people on the plan. A few years back one of my coworkers had a lot of work done on him and everyone's rates went up.
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Then we can enjoy the same level of top-notch health care as our socialist and communist bretheren! And doctors will continue to flock to med school to spend 10 years of their life and over $100k to...not make any money.
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Sorry but that's total bullshit. The ins company provides no real service other than paying the bills. They are not the employers of the docs. It's not like doctors' wages are going to be cut in half if the govt was paying the bills instead. It could be done but the population has been fooled into thinking it can't.
What is their return on investment? 10-20%? Even more maybe? What do they spend on advertising? The govt could be less efficient (by at least 25%) and still require less money than a for-profit organization.
The only thing better about our services is that we have more specialists. When it comes to regular checkups, the people in countries with socialized medicine are much happier with their health care than Americans are.