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Stompy · 05-11-2004, 12:15 PM

Health insurance isn't a scam as much as homeowners/car.

You could go to the docs till you're blue in the face and they won't raise the individual rates like the other two types of insurance do. Granted, you gotta pay your yearly deductible, but after that it's free game. I agree with them not covering lasik. Pure stupidity.

There are also other things you can do to take advantage of your health insurance... like the Chiropractor. Most of the time it's covered under the general co-pay. Walk in, get your back straightened out (and a free massage) to relieve that stress.. all for $10. Go once a month or something.

Homeowner's and car insurance, however, really screw you over big time and are the true scams of the insurance industry. The whole point of insurance is so that when bad shit happens, you're covered. However, say your house gets hit by lightning and causes $20k worth of damage... or you go into the grocery store and come out to find the entire front end of your car is smashed... the second you make a claim, they boost your rates. What's the f'n point then?

They REALLY need to do something about that.

05-11-2004, 12:15 PM	#10 (permalink)
Stompy Banned from being Banned Location: Donkey	Health insurance isn't a scam as much as homeowners/car. You could go to the docs till you're blue in the face and they won't raise the individual rates like the other two types of insurance do. Granted, you gotta pay your yearly deductible, but after that it's free game. I agree with them not covering lasik. Pure stupidity. There are also other things you can do to take advantage of your health insurance... like the Chiropractor. Most of the time it's covered under the general co-pay. Walk in, get your back straightened out (and a free massage) to relieve that stress.. all for $10. Go once a month or something. Homeowner's and car insurance, however, really screw you over big time and are the true scams of the insurance industry. The whole point of insurance is so that when bad shit happens, you're covered. However, say your house gets hit by lightning and causes $20k worth of damage... or you go into the grocery store and come out to find the entire front end of your car is smashed... the second you make a claim, they boost your rates. What's the f'n point then? They REALLY need to do something about that. __________________ I love lamp.