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The problem with health insurance is that is not insuring anything. Healthcare, basic healthcare, is something that you should always do ~every 6 months.
Basic healthcare, eg. checkups, vaccinations, and basic little things aflicting 75% of the population on a regular basis (general infections), all should be covered under the Govt. (partially socialized (i said a dirty word) healthcare) while Insurance actually does like it does in every other definition, keeps costs down when an emergency happens, such as dialysis, heart transplants, bla bla bla.
This would keep more people from not having basic health care taken care of, which is where most HUGE problems can be stopped, and allowing doctors, who under socialized healthcare get payed shit, to get full return on their emotional and financial stress (call, dealing with the lives of people, and initial med school investment).
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