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I got my one and only speeding ticket when I was 18. Should be coming off my record soon... yay.
Anyway, mine was 55 in a 35 and it was $109. I just went and offered to pay right then and there if they could reduce it. Got it down to $59. Did not have to miss a day of work to take their stupid classes or anything. My insurance didn't go up for having one point either. I think 0 - 1 is a "class" and then 2 - x, etc.
I would just go and pay, and hope for the best as far as the insurance goes. Whenever I get pulled over I am as honest as I can be. One time I was going 60 in a 45 and this "undercover" suv cop pulled me over. Asked how fast I was going. I didn't twitch or do anything and just replyed "60mph". He then asked what the speed limit was. Again I replyed honestly. He was dumbfounded and asked why the hell I was going so fast. I told him I really didn't know. Just a clear road. He scratched his head, and went back ran my record came back and told me to slow down. I've either been real lucky since I haven't gotten another ticket or that honestly method works. Shrug.
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