Quote:
Originally posted by NoSoup
Well, I have a couple of questions for you, if you wouldn't mind...
Are you a homeowner? If so, how much equity do you have in your home?
When you say "just getting by," does that mean that you are just making the minimum payments each month?
Other than credit card debt, do you have a lot of other debt out there?
How is your credit? Do you have late payments/bankruptcy? Open Collections?
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- No, I don't own a home, I rent an apartment.
- Yes, I am just making minimum payments.
- Other than credit debt, I have student loans I'm still paying back.
- I don't think my credit score is very good, but I don't know for sure. A couple of my credit cards have been lowering my credit limit as I lower the balance. I was late on a some payments a few months ago, but I've been pretty good about it lately.