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It depends on what type of user you are, it sounds like speed may be a concern in your case, maybe that's just me reading too much, into it, but in terms of which is better, in terms of upstream and downstream dsl & cable are the best, next is ISDN, and last is dial-up.
If your not a heavy internet user, then maybe netzero is the way to go. However, if you do alot of surfing, downloading, or streaming of music and videos it may be worth it to invest in dsl/cable.
Additionally with dsl/cable you don't have to be worried about not getting your calls, or getting your connection dropped if you receive a phone call. Moreover, you don't need a second phone line, which would cost even more than netzero's high speed service.
Also with DSL/Cable you can wire all your computers to use the same internet connection, and also all computers can surf the net at the same time, by purchasing a router, and cat5 cable, and a ethernet card if you computer doesn't have one.
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