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I'm with the Northwest card which charges $55/yr, but my work pays the fee since I do not have a work-sponsored charge card for trips. I don't use cash either and have managed to rack up enough miles through use to put me and my wife in first class to Hawaii sometime in the next year or two. If I got cash back, i'd just use it to pay a bill or something ordinary. This way I'm forced to think about a SIGNIFICANT vacation every 5 years or so.
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