To answer the original question (at least I think it's the original question - looks like this thread has been modified):
I'll give a case where a CCW permit was "needed"
My father was a pharmacist who owned his own drug store - and was therefore the last to leave every night - after dark. There's no way he would have considered leaving at night and walking to his car - usually with the day's cash AND keys to the narcotics cabinet in his pocket - without having one hand very close to his handgun.
Now, that being said - that was years before CCWs were readily available - but every cop in the area knew he had that gun. In fact, he bought it from a policeman.
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