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I find it funny how some people blame credit card companies and banks for your debts.. If you got yourself into debt, it's your own fault. Banks never forced you to buy anything or even to get a credit card.. All you need is a minimum of self-control.
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I completely agree with that. So many people are caught up in this "I want it RIGHT NOW" and "I have to keep up with everyone else" culture that they heap on debt that will take eons to pay off while acquiring frequently very empty or temporary returns.
My credit cards were not too bad until I moved and watched one of them slowly double while I was looking for work.
