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jam, transfers and cash advances generally generate interest from the moment you do them. For pretty much exactly this reason.
So, you might be avoiding minimium payment penalties (at best), but you won't be avoiding any interest. And if you can't afford your minimium payment, you are really fucked.
Pay off credit cards ASAP. The interest you are being charged might not seem like much, but it grows and grows and will eat you alive.
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Last edited by JHVH : 10-29-4004 BC at 09:00 PM. Reason: Time for a rest.
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