Quote:
Originally posted by diddagirl
Bankruptcy is not the so called "way to go". That should be a last resort. If you fiel for bankruptcy- your credit will be screwed for 7 years. You can ask for credit cards, loans ect..... and the banks will repeatedly deny you. If there is ANY other way possible, FIND IT! Trust me... my mom has been living with the consequences for the last 5 years.
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She needs to go pull her own credit. Chances are she has outstanding balances and loans that were covered in her bankruptcy but are not fixed on her credit, this happens all the time and can be fixed with letters to all three agencies. Getting credit after a bankruptcy should not be that hard. Also a good step is getting a credit card that is secured, this can help her credit to get more credit and a co-signer on a car loan would make a big difference.