Quote:
Originally posted by iccky
NoSoup-
This may have been answered before but I couldn't find it using the search function. I know that when you apply for credit the dredit rating agency records that your credit report was requested and that this is bad for your dcredit rating. How long does this record of having your report requested stay on you credit report?
|
I believe that it stays on the bureau for 3 years, however, the most significant time is the year following the inquiry. You will be docked points if there are too many inquiries withing 3 months, 6 months, and 1 year. You will be docked more points the shorter the time frame. Hope this answers your question, if not, just ask!