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Tell them your homeowners insurance wont cover "live ins" and for legal reason, and financial, it is impossible to put them up for more than two weeks(the arbitrary time period in your insurance clause). If however they would be willing to pay the 1500.00 a year cost increase in your policy, you can accomidate them, for one year.$1500.00 might help pay to fumigate after they leave as well.
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Holding onto anger is like grasping a hot coal with the intent of throwing it at someone else; you are the one who gets burned. - Buddha
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