Quote:
Originally posted by NoSoup
If you decide to forgo the loan, concentrate on paying off your cards one at a time, starting with either the lowest balance or preferably the highest interest rates. Once that card is paid off, roll the payments on to the next card. You'll pay them off quicker than you thought you could 
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That's good advice. As it is I've been killing myself trying to make high payments on all cards. Maybe I should just make high payments on one card and the minimum on the others for awhile. If I don't get the loan I think I'll do something like that.
I really don't want to refinance my car. I'll be done paying that in about a year so that'll be extra money to go to the credit cards.
Thanks for the advice
