Whole life only makes good sense if you're investment grows over time - make sure that you're getting a good return on your dollars!
I've heard that you want five times your annual salary in insurance coverage, but that could just be propaganda from the insruance companies. Just ask yourself how much moolah you think it would take for your family to get back on their feet if you were to die (eg, wife go back to school to re-enter the workforce, college, etc.).
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