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Always PAY YOURSELF FIRST! This cannot be stressed enough.
That means getting 6 months of living money into a safe account like a CD. You never know when you need to move, change jobs, cities etc. All this takes money. Face it, Mommy and Daddy are tired of carrying your ass. Get a job, save some money for a rainy day. Don't run up credit cards either.
After you have a steady check, pay yourself 10% into IRA/401K etc. Then you "might" want to pay down your student loans. I personally believe that it depends on your personal priorities, the economy and the interest rates.
Never say no to a 1-3% difference in interest rate or someone letting your use their money for free.
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Back button again, I must be getting old.
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