Well, it depends on how much spare cash you have on hand, but I would definately think about whether or not a term or whole life policy, maybe even universal, would be better for you.
That way, after a set amount of time, you will have something to show for all of they payments you have made, with term, unless you kick the bucket within those 30 years, at the end, you'll have nothing to show for it.
Once nice thing with other types of life insurance is that you can build up a cash value...
Just my 2 cents
