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Carbon Copy Checks
There are some bills that I have to write a check for. My checkbook has that carbon copy thing so I have this piece of paper saying I paid it. I don't feel like I *need* this carbon copy check. I keep track of my bills electronically.
Basically, what I need to know is can I shred these stupid carbon copies? |
Yes you can. I hold onto mine for a year, then shred.
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Yes, especially if your bank--like mine--keeps an electronic copy of the check. I can get into my account, click on a hot link in the transaction title, and up pops a copy of the check I wrote.
We don't even get carbon copies for our checks from the bank anymore--we write so few checks that I don't order checkbooks, I just ask for a sheet of checks. I write 1 check a month for rent, and as of this month, I'm going to start paying that via my bank instead. |
Cool. Thanks. I hate having this paper around.
I am also finding more bills and statements that can go paperless! |
You are paying extra for that. Next time you order checks, change your order and save some money.
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I will definitely order different checks next time. Thanks for the tip!
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If you're paying for checks from your bank, you're paying too much any way. Check out the inserts in your local Sunday paper. There are always a few offers for printed checks. My mom has been using them for years. They're half the price of most banks and give you a huge choice of patterns.
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I get my duplicates for $9.99/box. They're not too terrible. I hang on to them for a year because some places don't do debit and I keep track of when they're cashing things. I write on the memo line a lot so I can remember if one doesn't get cashed. Plus, I can catch it when/if someone tries to alter the check. Which has happened to me twice and the carbon saved me.
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