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Well, I'm in just about the same position...I just graduated from college and I'm living with my dad. He really does need my help financially, so I have no problem giving him $300/mo towards our rent/utils.
I also have student loan payments...gah! Luckily, I have been able to negotiate smaller monthly payments with the loan mgmt company, since they understand that new graduates will often begin with low-paying jobs. I highly recommend that you do the same.
Good luck...there's some good advice for you in this thread!
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