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My wife & I have had only common accounts only for our entire 25+ years of marriage. We've never questioned each other about expenses beyond "Did you write that cheque/Did you spend $xxx at this store?" We've been lucky to have steady jobs, but never worried about whose money was whose. It was all ours.
That said, most of our friends think we're rather odd that way, & I've begun to agree with them. Not that I have any desire to be a "secret spender" even now, I just have come to the conclusion that most people are uncomfortable (and justifiably so) in giving up that much of their independence.
While it is strange to me because I don't worry that my wife will ever spend a lot of money (at once, or in total) without at least letting me know, I would counsel my children to have some sort of arrangement like Snowy that ensures they have some money that they don't have to account for.
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The secret to great marksmanship is deciding what the target was AFTER you've shot.
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