How closely do you manage your money? - Tilted Forum Project Discussion Community

ASU2003 · 05-20-2011, 08:54 PM

Do you know where every penny goes? Do you have to try and find different ways to pay all of your bills each month? Or do you not care? Do you get your paycheck automatically deposited and never give it a second thought? Do you trade stock frequently, or do you buy and pray? Do you day-trade stocks and transfer your 401k into bonds when the market is over appraised? Do you know how much money is in your accounts, or how much you owe?

Do you have a realistic plan of where you would like to get to? Or do you just want to get out of the system all together and let other people worry about it, you have more important things to do. Are you trying to get as much money as possible, or will you 'retire' and change jobs once you reach a set amount?

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I am starting to get back into some stock trading, I got lucky in the past 3 years and bought good companies that have appreciated in value and paid dividends.

I have a mint.com account, and try to keep up with it. I have been slacking compared with the first two years I was working and tracked every penny.

raging moderate · 05-21-2011, 10:57 PM

I think I'm somewhere in the middle.

We put together a budget before every paycheck. We line out the expenses, the expected expenditures (new "x" or whatever), and ongoing items like groceries and utilities, also plan on putting some into savings. All sounds well and good because the plan is the plan, except when I'm wasted and need some fucking taco bell, to hell with the spreadsheet.

I have a 401(k) but do not actively manage it. At this moment I do not have any investments outside of my retirement account, but I'd like to start in the near future.

We never use debt for anything except the house, and we're paying extra every month on that to get it down also. I posted on this site a few years ago that I was broke all the time, 80% of my money went to bills, etc. Since then I've paid off most of my debt, including all credit cards, no car payment, and only two student loans left. Getting all that done is entirely due to setting up a budget and (more or less - see above ) sticking to it.

---------- Post added at 01:57 AM ---------- Previous post was at 01:54 AM ----------

ha! found it http://www.tfproject.org/tfp/general...ml#post2711692

05-20-2011, 08:54 PM	#1 (permalink)
ASU2003 immoral minority Location: Back in Ohio	How closely do you manage your money? Do you know where every penny goes? Do you have to try and find different ways to pay all of your bills each month? Or do you not care? Do you get your paycheck automatically deposited and never give it a second thought? Do you trade stock frequently, or do you buy and pray? Do you day-trade stocks and transfer your 401k into bonds when the market is over appraised? Do you know how much money is in your accounts, or how much you owe? Do you have a realistic plan of where you would like to get to? Or do you just want to get out of the system all together and let other people worry about it, you have more important things to do. Are you trying to get as much money as possible, or will you 'retire' and change jobs once you reach a set amount? ----------------------- I am starting to get back into some stock trading, I got lucky in the past 3 years and bought good companies that have appreciated in value and paid dividends. I have a mint.com account, and try to keep up with it. I have been slacking compared with the first two years I was working and tracked every penny.

05-21-2011, 10:57 PM	#2 (permalink)
raging moderate Insane Location: Whatever house my keys can get me into	I think I'm somewhere in the middle. We put together a budget before every paycheck. We line out the expenses, the expected expenditures (new "x" or whatever), and ongoing items like groceries and utilities, also plan on putting some into savings. All sounds well and good because the plan is the plan, except when I'm wasted and need some fucking taco bell, to hell with the spreadsheet. I have a 401(k) but do not actively manage it. At this moment I do not have any investments outside of my retirement account, but I'd like to start in the near future. We never use debt for anything except the house, and we're paying extra every month on that to get it down also. I posted on this site a few years ago that I was broke all the time, 80% of my money went to bills, etc. Since then I've paid off most of my debt, including all credit cards, no car payment, and only two student loans left. Getting all that done is entirely due to setting up a budget and (more or less - see above ) sticking to it. ---------- Post added at 01:57 AM ---------- Previous post was at 01:54 AM ---------- ha! found it http://www.tfproject.org/tfp/general...ml#post2711692 __________________ These are the good old days... formerly Murp0434