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also the psychological impact of having declared bankruptcy, is important to.
it's the last of the last things you should do, and even then you should have squandered every last attempt at trying to MAKE GOOD ON DEBTS YOU INCURRED.
remember it's not like NO ONE pays for the bankruptcy. We all do in higher prices for everything.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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