Quote:
Originally posted by sexymama
I use the envelope system. I write a budget then get an envelope for each item. I put the amount budgeted in the envelope (either as cash or as a check) and don't touch it unless it is used for what is marked on the envelope. If the food envelope has no money, I buy no food. If the dining out envelope is empty, I eat in. If there is no gas money left, I cut back on driving, etc.
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What a fantastic idea, I too have problems managing money. Thanks!