Quote:
Originally posted by NoSoup
Check with your employer, many offer their employees to take out a loan against their 401(k) plans up to a certain percentage of the cash value of the plan.
Generally, you are required to make monthly payments back into the plan, and pay yourself "interest" as well, usually a very low rate though. 1-4%
The loans (from what I have seen) can generally be amaturized over extended periods... hope this helps 
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If you go this route, be sure you are well versed in the details of the loan. Should you lose your job or decide to leave this employer, the loan becomes due after you leave. If the case is you losing a job, it can be the worst possible time to have to come up with a big wad of cash to pay it off. If you don't pay it off, it will be treated as a withdrawl and be subject to the same taxes and penalties.