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A kid we knew got caught setting fire to a friends trailer so that they could collect the insurance money. They had promised to pay him a significant amount when they got the insurance money. He got caught - they both got jailed. No one got any money.
Even if the husband or wife paid someone to do it if it can be proven then it's likely no one will get any money.
Maybe it was the daughter?
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma. 
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