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If the arsonist is a beneficiary of the policy then the insurance company will not pay.
Hypothetical situation. Guy and his gf break up, he is on the policy, she is not. She gets upset and trashes his car. The insurance company will cover it.
Hypo Sit #2. Man and Wife have a car, brand new sports car, "his" for all intents and purposes. He cheats on his wife, and she smashes his car. She can benefit from the insurance since the policy is in her name as well and the insurance company won't pay.
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ERROR- PLBSAK
Problem Lies Between Seat and Keyboard.
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