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Someone correct me if I am wrong but the RIAA can't tap a cable line like it can a DSL line from Verizon, etc.
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That's a complete myth, but the RIAA couldn't do that even if it was possible, it'd be highly illegal. They're just a big company.
There isn't a better between cable and DSL. Most cable is capped to be the same speed as DSL for the same price. DSL usually isn't full-duplex, so if you start uploading a lot, you can't download as fast, but that's true with all of TCP/IP(what you're using to view this message).
Just looks at plans in your area.