Cynthetiq

my wife and I pooled everything together. We have a spending allowance she handles all the financials such as paying all the bills and saving money. If we did it any other way I would have squandered it all.

She's a saver, I'm a spender, together we're spend thrifty.

It took a bit to get used to because I had never allowed anyone dictate how I spend my money. She has never had enough to spend. So between the two of us we are able to balance it out.

We still have some separate accounts, which will change over time because of laws. (meaning if something happens to me/her then there is no access to those accounts because the spouse name does not appear.) We decided to keep those accounts and add the other's name and use them separately so long as the bank does not charge us for them.

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