Jewels, let me see if I can paint a better picture than Plaid.
There is a tank buried in the ground. It has two sets of pipes, one set that leads into it from the house and mounted up high on the tank and one set that leads out into the yard to allow water to drain that is lower than the other. What's happened is that there's been so much rain that (for our purposes here) the ground has gotten so saturated that water not only has stopped flowing out of the tank but that it's started to flow backwards into the tank. As the tank fills, you run the risk of water flowing back up into your house. Normally that's not a problem because the pipes from the house are set high enough up that water never reaches them.
If sewage does come back in, it will be through the pipes and not through the walls. There's nothing that the septic tank folks could do now anyway, especially with the ground so wet. If they have to drive on to your lawn to get to the tank, there's a good chance the truck would get stuck. So you basically have to wait for the water to get absorbed into the ground, which will happen over the next few days, barring another storm (or the return of Fay).
It sucks, but that's the deal. Hopefully I helped at least a little.
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