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Originally Posted by analog
Just wanted to chime in with something additional...
There are no such things as "accidents", there is only operator error.
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Yup. Good point. Unless it's caused by equipment failure or "act of God" as the insurance companies put it (a rock dropping from a cliff onto your car would qualify), the idea that a traffic "accident" is an accident is stupid. They're almost always caused by inattentive or careless driving, and this one's no different. Sky's wife either wasn't paying attention or hasn't bothered to learn the dimensions of the car - -either way, it's a choice that she made and therefore is not an accident.