Quote:
|
Originally Posted by braisler
I would believe. My brother was hit on a bicycle when he was 19 by an uninsured motorist. He is ok now, but lost most of his left kneecap after it was shattered in 13 pieces by the accident. And, yes, I agree that uninsured motorist coverage is good to have and worth a few extra a month. We just moved to Kentucky and uninsured is kind of a way of life for some of the people living here.
|
hopes it's not too off topic, but in michigan, you pay into [automatically a part of your insurance, IIRC] in a state fund that you covers victims against uninsured drivers. Not sure if any other states do it.
1984 buick skylark - standard engine; 18 y.o. male, no tickets/violations [i've gotten 3 warnings, i don't think it makes a diff. though]; with state farm insurance; have a good student discount [if you have a >3.0 GPA]
I have liability/comprehensive [$100 deductible], prop. damage liability, and uninsured coverage, and it costs me $525 every six months, if I remember correctly. I'm under my parents' insurance, who have been under state farm for the past ~30 years, and have only gotten into 2 accidents in the past 15 years or so - that probably helps my rate
Also, your residence, your parents' driving record [if you're under their name] and the amount of your deductible can influence your rate as well. After reading some other's posted rates here, I'm surprisingly happy with my deal.
cya,
will.