The fact that everyone has been telling her that sex is wrong for the past 18 years.
That maybe she would be pregnet no matter what, IE, airsperm, comdoms don't work, etc.
She might not want to have sex now because she views it as wrong. My first girl friend said something along the lines of "girls who have sex before marriage are sluts and very dirty."
She thinks if she has sex she will change, that the hymen will break and her entire life will be changed for ever. I guess the fact that something phycially changes isn't something I would understand, but I can't think it would matter... But she might be thinking it will.
The fact that it is okay to touch through clothing, but not skiin to skin is kinda strange but also common.
I hope each encounter isn't like you crawling all over her. while she lays there and 'enjoys' but also feels she is doing you a favor.
Anyway, no advice but some brain storming ne?
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