Hey Soma,
Thanks a bunch for the info: It was really helpful (by the way, that is some site).
Right now, Emigrant Bank is offering 3.25% compared with ING (all other things being roughly equal to ING - FDIC insured, no minimums, no fees etc). I suppose ING may match later on.
I suppose the real question, is it silly to be moving money around like this for .25%? It seems like nickel-and-diming to me. I have an extra $1000-2000 that I would toss into an Emigrant account. I was just wondering if I should do that or just throw it in the ING.
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