I thought this was a good summation:
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Many people express one last concern about baptism and its connection to salvation. Baptism is an act of obedience whereby the believer identifies with Christ. Believing in Christ comes first, then baptizing. Think about the thief on the cross. He believed in the moments just prior to his death on the cross. There was no time for baptism; yet Jesus assured him that they would meet in paradise that day. Were baptism required for salvation, the thief would have missed out. It is clear from Jesus' words that the thief was saved the moment he believed. Paul says, "For Christ did not send me to baptize but to preach the gospel" (1 Corinthians 1:17).
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