Good research. A nice 357 revolver is about the best you can come up with as pistols go. Make sure you handle a 4" version too. It might have better balance for you, and might be quicker to point.
The 870 is a great choice too, but after you cut your first target in half with one, you might be reconsidering your pistol purchase. I just picked up a 870 youth Express in 20ga for the wife and home defense (21" barrel). I have no doubts that I could do some serious hurt with that thing. #3 buckshot and I will be getting a 8 round over all mag extension, boom boom dead.
Don't worry about the gun's finish. Chrome or poly coat or what not. If you take care of it with some good CLP or gun oil, the thing will last forever. After all, your night stand is not the same as a swampy jungle.
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