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Old 10-19-2004, 07:52 AM   #4 (permalink)
NoSoup
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Location: Green Bay, WI
The way you are using them are how people should use them

Ultimately, having a good score will likely save you tens of thousands of dollars when you take out a mortgage, or any other big ticket items you may purchase.

A word of caution, though - don't spend over 50% of the limit if you can avoid it, it will damage your credit scored, even if you pay it in full each month.

Just thought I'd give you a heads up
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