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First, you will need to get ahold of all 3 credit reporting agencies, experian, equifax, and transunion. They don't share data with each other. Unless you have been denied credit, you will have to pay to get a copy of your credit report. The fee is like 5 or 10 bucks in most cases. They will mail you a copy of your credit report and there will be a form that comes with it that you can fill out and send back. When they receive this form, they will investigate it. Once they start investigating, the company in question has 30 days to respond or it comes off your report. When they are finished, they will send you a new copy of your credit report.
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