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pizza delivery guys almost NEVER have commercial insurance on their vehicle. I have worked as a driver and cook in several places in the past.
This guy will absolutely not go the insurance route... offer to pay for dent removal, but don't worry about anything else. For him to pursue you in any legal avenue, his insurance would be cancelled for driving a delivery vehicle without commercial insurance.
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"If you're not weird, you're not interesting".
I'm very interesting ...
seizei; (adv - Japanese) at the most; at best; to the utmost; as much (far) as possible. (pronounced - say-zay)
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