The dynamic might be great now, but people change over time. Her first priority is going to be her husband/children and then you guys. Who is to know that problems might not occur when their goals change (and kids can really do that). Not to mention the legal problems of owning a house together. If it was something that you could get out of (i.e. renting instead of owning), it would be worth a try, but otherwise I think you are just setting yourselves up for problems no matter how fun it is now.
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