Anyone Used Prosper.com?
 

I recently posted a listing to try and borrow from prosper.

My credit is high risk because I have very little established, was late a few times, and it doesn't help that I am starting a new job, so I have no established job history. I tried and cannot get a loan from a traditional lender.
I am trying to get back on track with my credit, and start working towards saving for a house and a wedding (rings are expensive ;))

Here is my listing: https://www.prosper.com/lend/listing...stingID=139348

I am wondering if anyone has borrowed on prosper, gotten a loan funded, or any of that, or can shed some light on things that might help get my loan funded.