Let BBtB make your budget!
 

Okay I am bored and like to screw around with percentages. Tell me how much you are in debt and to whom (atleast in the manner of is it to the Bank,Credit card companies,IRS ..ect) and how much you make a year (Pre tax or after tax but you gotta atleast let me know which one it is) and when you would like to be debt free and I will do all the math for you. I can also go past that and say how much you need to invest a year to have x amount of money in y number of years. I take into effect of inflation and intrest as well. To reiterate. I am really bored.

Well would only help

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If you are planning on leaving that 4K that you will have left alone for 3 years then defintly do not leave it in the bank. Here is why.. Bank intrest rates are about 2% where as rates of inflatation are around 5-6% so it will go something like this..

After one year you will have $4080 in the bank.

2. 4162

3.4245

Now at first glance it looks like you gained $245 HOWEVER at a 5% intrest rate...

1. 4200

2. 4410

3. 4631

That means in three years it will take $4631 to buy what it takes $4000 today. So in 3 years you will have lost $386 (4631-4245) in the value of your money depricating. Or to answer your main question. In 3 year what you have in the bank will be worth the equivelant of $3667 today.

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