Mortgage refinancing
 

We are taking advantage of the low interest rates and refinancing our house...we went from a 30-year 7.0% fixed rate to a 15-year 4.5% fixed, with virtually no change in the monthly payment. If my wife's calculations are correct (and I think they are), we will save over $100,000 in interest over the life of the loan. If you've been putting off refinancing, get to the bank NOW!

Has anyone else refinanced lately?

Didn't refinance, but financed for the first time. Scared to friggin death about this mortgage business....it's my first.